Before it's too late!
Watch and jewelry insurance brought to you by European Watch Company, provided by Chubb
INSURE MY WATCH NOWWherever you are—underwater, in the air, or deep in the jungle—your watch and jewelry are insured
Insuring your watches and jewelry is quick, easy, and hassle-free
Insure your collection at current market value, not MSRP
Whenever you purchase a new watch or piece of jewelry, our team will be right there to help add it to your new policy.
Depending on the value of your collection, you may be eligible for additional premium discounts if you have an UL-rated, mounted safe in your home, central security system, signal continuity, or a full-time caretaker.
With an established Valuable Articles Policy, your newly acquired watches and jewelry will be automatically covered for up to 90 days at 25% of the total itemized limit, giving you peace of mind until you add to the policy.
Whether you have one watch or an entire collection, we make sure you get the coverage you need. We can cover luxury watches, jewelry, handbags, and fine art!
Appraisals are only required for watches and jewelry that are valued over $100,000. For anything below this, you will only need to submit photos and a detailed description.
When loss or damage occurs, you decide whether to repair or replace the item at the merchant of your choice or take cash payment for the loss.
Protect what you love
Your Homeowners policy may not cover your watches and jewelry
Generally, most homeowners' policies only provide $1,500 in coverage for all valuables such as watches, jewelry, handbags, and fine art. Chubb’s policy provides full coverage for the agreed insured amount. It also covers theft, misplacement, and many more forms of loss wherever and whenever it happens. Claims against your Valuable Articles Policy do not affect your Homeowner's policy.
Manufacturer warranties do not cover theft, loss, or natural disasters
Most manufacturers' and European Watch Company's warranties do not cover damage caused by an accident, theft, or natural disasters. With a Chubb Valuable Articles policy, you're covered and you can even choose where your watch goes to be repaired!
Secondary market prices can be significantly higher than MSRP
Some of the most popular watch models are often traded on the secondary market at two or even three times their original retail prices. As secondary market specialists, we can ensure your watch is quoted and covered at the value of the watch in the current market. Your collection will be reviewed yearly and coverage values are updated based on market trends.
Source: www.watchcharts.com
“ We hear horror stories of people's watches being stolen every single day. Dealers are posting entire stolen collections on watch groups. Insurance really is the best way to protect your investments.”
– Joshua Ganjei, CEO European Watch Company
Insurance described is offered by EWC Insurance Solutions LLC. (California license no. 4416935). Insurance is underwritten and provided by ACE American Insurance Company or one of its U.S. based Chubb underwriting company affiliates. Chubb is the marketing name used to refer to subsidiaries of Chubb Limited providing insurance and related services. For a list of these subsidiaries, please visit our website at www.chubb.com. All products may not be available in all states. This communication contains product summaries only. Coverage is subject to the language of the policies as actually issued. Surplus lines insurance sold only through licensed surplus lines producers. Chubb, 202 Halls Mill Road, Whitehouse Station, NJ 08889-1600.